Top questions to ask a credit repair company before hiring them
The best online credit repair services act as financial coaches. By understanding the credit game at a higher level, they set their clients up for success. These companies do whatever it takes to get bad credit out of the way, improving their client’s credit.
Here are some of the most important questions to ask your credit repair company.
Do you offer fixed price programs?
To eliminate the incentive of keeping you on the hook for a long time, a credit repair company should offer you fixed price programs. Make sure you ask this question to see if a company has an intension to delay the service.
What can you do to help improve my credit?
Credit repair agencies offer a variety of credit improvement services. Credit issues can include things like collections, mortgage correction, judgements, late payments, charge offs, identity theft, tax liens, bankruptcies and more. Ensure to ask them this question to find out whether they can help you with your credit problems.
Do you work with the lawyers?
Sometimes lawyers need to get involved in credit improvement. So, see to it that you ask this question to check if the company has any experience in litigation cases.
Within what time period I can see my credit improve?
A good credit repair company should always be able to provide you with a definite time range after the initial consultation. Make sure there is no ‘wait and see’ kind of a thing going on.
Do you promise a money back guarantee?
The willingness of a company to offer a refund to its client speaks loud and clear about its commitment to the clients and also the effectiveness of the service they provide. A shady credit repair company won’t provide any money back guarantee. So, ask this question to check whether the company will give you your money back if they fail to fix your credit! A well-recognized credit repair company comes with a “within 90 days money back guarantee” policy if you are not happy with the credit repair online service offered to you.
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